Mortgages

Three Things to Know: Russia’s One-Day Civil War, Rising Home Sales, And a Look Ahead

By CandysDirt.com Contributor / June 26, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor Mortgage rates drifted slightly higher again last week as mortgage bonds’ slow ebb and flow continued. The market in June has been incredibly stagnant, with only three days that forced loan officers to consider locking their pipelines. Over the weekend another major world event unfolded and many asked, “What…

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A Lesson From New Zealand is One of The Three Things to Know About The Summer Housing Market

By CandysDirt.com Contributor / June 20, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor The sweltering days of summer that North Texas has become infamous for have arrived, and they’re here to stay! Have you noticed that above 98 degrees, every summer day here feels identical to the one before? When I think about this season, I think of one hot day after…

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Three Things to Know About Whether Inflation Reports Could Mean Lower Interest Rates

By CandysDirt.com Contributor / June 13, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor Our weekly piece is back after a short hiatus, and the timing couldn’t be better. Markets have lost their minds and inflation, the Fed, and mortgage rates seem upside down. As rough as things seem, the consensus remains that improvement is coming. Markets also have a way of turning…

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Three Things to Know About How Lower Interest Rates Will be a Bright Spot This Summer

By CandysDirt.com Contributor / May 15, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor Afternoon high temperatures are on the rise, plants everywhere are in full bloom, school is wrapping up, and summer break is just around the corner. If you think it sounds like I’ve got sunshine in my eyes, you’re not wrong. After months of frustrating headlines, the real estate industry…

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Will Mortgage Rates Fall This Summer? Here Are Three Things to Know About What Could Happen

By CandysDirt.com Contributor / May 9, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor There’s a lot of anticipation in the market this week as we await the final result of two crucial inflation metrics. Conventional mortgage rates, largely determined by support for mortgage bonds, have taken a beating lately. Based on expert opinion I called for lower inflation and improved mortgage rates…

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