In the 29th episode of the BobMortgage Zone, Bob Johnson (AKA BobMortgage) gets down to the nitty gritty of that initial pre-qualification discussion. As Bob tells a client who hasn’t purchased a home in a while, the pre-qualification conversation isn’t anything you should be anxious about. Instead, it covers some important information that can help determine your budget for your next home. 

To find out exactly what lenders do with the information they gather during pre-qualification, and how it affects home buyers, check out the 29th episode of the BobMortgage Zone from the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk:

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Have you ever wondered what the difference is between an FHA loan and a conventional loan? There’s no better person to ask than our most-trusted mortgage adviser, Bob Johnson (AKA BobMortgage). Frequently asked questions usually center on how the loan type affects appraisals, down payments, and debt-to-income ratios. How does it affect mortgage insurance, and all of the little hurdles that make up a very complex transaction?

Find out today in the 28th episode of the BobMortgage Zone from the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk

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Consumer and credit card debt is at a all-time high, says Bob Johnson (AKA BobMortgage) in the 27th episode of The BobMortgage Zone. But how do you prioritize your financial health? Consumer debt puts stress on more than just finances, it puts strain on relationships and makes for many sleepless nights. Financial health can start to really affect your actual health, too.

So, what are you willing to give up to get out of debt? What other solutions are available? Are you ready to hear what the senior mortgage adviser at the nation’s oldest lender, Wallick & Volk, has to say? Get in the zone with BobMortgage and find out now:

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A lot of people are concerned right now about interest rates, says Bob Johnson (AKA BobMortgage), the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk. How can you get the best interest rate when buying a home if rates continue to rise? That’s the question a lot of people are asking our most-trusted mortgage adviser.

Lucky for you, he has answers. Watch the 26th episode of the BobMortgage Zone and find out how you can get the best interest rate despite rising rates and tight inventory:

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It’s fall, and it finally feels like we’re getting closer to #sweaterweather. As Bob Johnson (AKA BobMortgage) points out, school is in full swing, pumpkin spice lattes are in every coffee shop, and it’s football season, too! But do you know what it’s also time for? According to Bob, the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk, it’s time to buy a house!

Don’t believe him? In today’s BobMortgage Zone broadcast, our most-trusted mortgage expert gives you four reasons why fall is a great time to buy a home:

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Depending on where we are in the real estate market’s cycle, it might be more financially advantages to rent rather than buy a home. According to CNBC’s Dana Olick, it’s better to rent than to buy in today’s market. But is that really the case?

Take a look at the fact and figures in the 21st episode BobMortgage Zone with Bob Johnson (AKA BobMortgage), the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk. What do you think?

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According to a recent report from Zillow, a significant number of markets across the nation are seeing price reductions across all ranges. Is that a sign of depreciation? What can buyers and sellers expect when it comes to the bidding process?

In this weeks BobMortgage Zone episode, Bob Johnson (AKA BobMortgage) tells us what these lower listing prices and “corrections” are — and especially what they aren’t. Get the pulse of the real estate market with Bob Johnson, senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk.

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In the “real world” the typical time it takes to close and fund a home loan can be 30 days, says Bob Johnson (AKA BobMortgage) in his latest brodcast. However, as he notes, it does’t have to take that long. In this week’s BobMortgage Zone episode, we hear from the team on what it means to “go slow to go fast” and how they can help clients win bids by cutting closing time in half.

Find out more about what makes the BobMortgage team at the nation’s oldest private lender, Wallick & Volk, so successful now!

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