Mortgages

Can’t Make Your Mortgage Payment? Here’s What to Do

By Shelby Skrhak / March 31, 2020 / 1 Comment

Local mortgage experts say homeowners who can’t pay their mortgage because they’ve lost income due to COVID-19 have several options for mortgage relief — but you have to ask. “If you need help, ask for help,” says Lisa Peters, branch manager for the Sherry Lane branch of Caliber Home Loans. “There are a lot of […]

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BobMortgage Zone: What’s Discussed During Pre-Qualification?

By Joanna England / November 1, 2018 / 0 Comments

In the 29th episode of the BobMortgage Zone, Bob Johnson (AKA BobMortgage) gets down to the nitty gritty of that initial pre-qualification discussion. As Bob tells a client who hasn’t purchased a home in a while, the pre-qualification conversation isn’t anything you should be anxious about. Instead, it covers some important information that can help […]

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BobMortgage Zone: What is The Difference Between FHA vs. Conventional Loans?

By Joanna England / October 26, 2018 / 0 Comments

Have you ever wondered what the difference is between an FHA loan and a conventional loan? There’s no better person to ask than our most-trusted mortgage adviser, Bob Johnson (AKA BobMortgage). Frequently asked questions usually center on how the loan type affects appraisals, down payments, and debt-to-income ratios. How does it affect mortgage insurance, and […]

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BobMortgage Zone: What Are You Willing To Give Up To Get Out of Debt?

By Joanna England / October 19, 2018 / 0 Comments

Consumer and credit card debt is at a all-time high, says Bob Johnson (AKA BobMortgage) in the 27th episode of The BobMortgage Zone. But how do you prioritize your financial health? Consumer debt puts stress on more than just finances, it puts strain on relationships and makes for many sleepless nights. Financial health can start […]

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BobMortgate Zone: How Do You Get The Best Interest Rate?

By Joanna England / October 11, 2018 / 0 Comments

A lot of people are concerned right now about interest rates, says Bob Johnson (AKA BobMortgage), the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk. How can you get the best interest rate when buying a home if rates continue to rise? That’s the question a lot of people are asking […]

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BobMortgage Zone: It’s Fall, Our Favorite Season!

By Joanna England / September 27, 2018 / 0 Comments

It’s fall, and it finally feels like we’re getting closer to #sweaterweather. As Bob Johnson (AKA BobMortgage) points out, school is in full swing, pumpkin spice lattes are in every coffee shop, and it’s football season, too! But do you know what it’s also time for? According to Bob, the senior mortgage adviser at the […]

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