Homeowners Insurance

Despite Risk of Natural Disaster, Many Texas Homeowners Are Uninsured

By Joanna England / July 21, 2021 /

From Staff Reports Winter Storm Uri was a harsh reminder of the importance of homeowner’s insurance. A study by the Texas Real Estate Research Center at Texas A&M University shows households that are low-income, in nonmetropolitan areas, or without a mortgage are less likely to have homeowner’s insurance. Researchers used U.S. Census Bureau data to…

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How to Keep Your Pipes From Freezing (And What to Do if They Freeze Anyway)

By Joanna England / February 15, 2021 /

With rolling blackouts happening all over North Texas, and with the vast majority of Austin without power, Texas homeowners are justifiably worried about the damage structures may take during this historic winter weather. Many homes in North Texas are built on pier-and-beam foundations, which can make pipes particularly susceptible to freezing if not properly insulated.…

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New Insurance Law Will Get First Stress Test With Hurricane Harvey Claims

By Bethany Erickson / August 28, 2017 /
Harvey

As the rest of the state watched helplessly as first Hurricane Harvey’s winds, then water, wreaked havoc on the coast of Texas and Houston, something else began circulating — a warning about a change to state law regarding weather-related claims on homeowners insurance. House Bill 1744 was signed into law May 27 by Gov. Greg…

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That ‘City of Dallas’ Sewer Line Warranty You Got in The Mail: Is it Worth The Money?

By Joanna England / June 4, 2015 /

When we opened an envelope emblazoned with the City of Dallas logo, our first thought was that it was our water bill or some other city awareness campaign about fees and services. But my husband was a little perplexed when he opened it only to find a pitch for a warranty on our sewer line.…

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Should You Add Earthquake Insurance to Your Home Insurance Policy? Deductibles Very High In Most Cases

By Candy Evans / January 8, 2015 /

Reader tells us her wall cracks got worse after Tuesday’s quakes Tuesday night to Wednesday morning, we had 12 little earthquakes in North Texas. I definitely felt one, the strongest one said to be a 3.6 on the Richter Scale. My son lives near Palo Alto where they had a fierce 6.0 quake this summer.…

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