Mortgages

Title Tip: What Does ‘Quiet Title’ Mean?

By CandysDirt.com Contributor / April 16, 2019 / 0 Comments

By Lydia Blair Special Contributor Despite the sound of the name, there is nothing secretive or hushed about ‘Quiet Title.’ This is actually a legal action to ‘quiet the title’ under Texas law. Quiet Title refers to a lawsuit to clarify the ownership of land and the validity of any liens on a piece of […]

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Mortgage Report: Fear in The Stock Market is Putting Up Positive Bond Numbers

By Joanna England / October 29, 2018 / 0 Comments

There was a lot of downward trending for the stock market last week, but overall, that’s positive for the bond market and interest rates, says Bob Johnson (AKA Bob Mortgage) the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk.  Our most-trusted mortgage adviser explains that, as people react to the plummeting […]

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Mortgage Report: Refinance Apps Down, Purchase Applications Up

By Bethany Erickson / September 17, 2018 / 0 Comments
Bob

For the 73rd episode of the Mortgage Report, Bob Johnson (AKABobMortgage) reveals that the Mortgage Bankers Association announced that refinance applications are down, but home purchase applications are up. What does it mean? Bob explains that and more. And pro-tip: If you follow BobMortgage on Instagram, you can get daily updates on Bob’s lock or float positions, […]

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Mortgage Report: What is a Yield Curve? How Does it Influence Mortgage Rates?

By Joanna England / August 27, 2018 / 0 Comments

It’s the 70th episode of the Mortgage Report! This week, Bob Johnson (AKA BobMortgage) reports on some big news and rumblings in the market, specifically related to yield curves. What’s a yield curve? How does a yield curve indicate the overall health of the market? Our most-trusted mortgage expert and the senior mortgage adviser at […]

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What is a Debt-to-Income Ratio and How Does it Affect Your Mortgage?

By Joanna England / August 16, 2018 / 0 Comments

There’s a lot of mystery wrapped up in how you get pre-approved for a mortgage. Part of that lies in the debt-to-income ratio, which is part of the alchemy mortgage companies use to see how much you can borrow for your home. But how do they calculate it, and what’s behind the numbers? In this week’s […]

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Renovation Loans Can Get You Into Your Dream Neighborhood

By Joanna England / July 19, 2018 / 0 Comments

Bob Johnson (AKA BobMortgage) hears it all the time. With our tight inventory, it’s hard to find a move-in ready home in your perfect neighborhood. Luckily, our most-trusted mortgage expert has a solution  — financing your renovation in your mortgage. Don’t be discouraged if you find the perfect location with great schools, wonderful amenities, and […]

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