mortgageIt’s not unusual to see GoFundMe or other crowdfunding efforts for someone who, facing a catastrophic health crisis, can’t afford to pay their rent or mortgage. But until now, those incidents remained anecdotal.

But a study released this year by Emily A. Gallagher, Radhakrishnan Gopalan, and Michal Grinstein-Weis, professors and researchers at the University of Colorado-Boulder’s Leeds School of Business, Washington University’s Olin Business School and Washington University’s George Warren Brown School of Social Work (Grinstein-Wise is also the Associate Dean for Policy Initiatives at Washington University), respectively, reveals that data clearly indicates a relationship between having health insurance and being able to make your rent or mortgage payment.

But the data doesn’t just tell the story of people with catastrophic illnesses, but also the cascading issues that can occur from just being sick and missing work a few days, when an insured person might be able to see a doctor for more immediate relief.

“When people think of health insurance, they often think of its effect on health. They may even they go a step further and think about its effects on a person’s medical expenses and their medical debt,” the three explained in a synopsis of the study. “Our study says that health insurance has significant downstream benefits to a person’s finances that show up in their home payments.”

“These indirect benefits may not be so salient to health policymakers, but they are extremely important to the overall financial stability of the person,” they continued. “On top of this, they carry broader economic implications.” (more…)

mistletoeOur Saturday Six Hundred for this week was an obvious choice — and not just because it happens to sit on Mistletoe Drive in historic Hollywood Heights-Santa Monica neighborhood.

It’s also because it’s a charming Tudor that has only been on the market two times in its history — which is remarkable because it was built in 1935. It’s also a home that could be a really great property if someone with the right vision came in.

First, the positives of this home — beautiful hardwoods throughout, original features like beams, wooden ceilings, light fixtures, and a floor-to-ceiling stone fireplace make this home at 6919 Mistletoe Dr. a home filled with character. Many of the windows, in fact, still possess their original hand-blown glass.

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affordableEarlier this week, we mentioned the October housing report from the Texas A&M Real Estate Center, which provided this interesting tidbit: While home sales may be slowing down in the higher price points, the most affordable price points are still doing robust business.

“The market for homes priced less than $200,000 remained the exception, where the MOI held at 2.8 months with constant pressure downward,” the report said. A balanced market, economists say, is closer to six months of inventory.

So for this week’s CandysDirt.com Open Houses of the Week, we thought we’d take a look at this price point, and what you can get for that.

This week, our homes range in price from $155,000 to $200,000. Which ones will you visit? (more…)

Buckner TerraceThis week’s Thursday Three Hundred in Buckner Terrace is a testament to the power of a good Realtor (or two) — it totally escaped our attention when it was with a discount broker a few months ago, and is now on the market with Lauri Ann Hanson and Aimee Schreiner of Dwell Partners with Dave Perry-Miller and Associates, who immediately reached out to us to pitch this great listing.

“We want to get it all the attention it deserves!” Schreiner told us.

The three-bedroom, two-and-a-half bath home sits on a corner lot at 3209 Sharpview Lane, which means, of course, plenty of trees and lots of backyard space.

Inside, an open floor plan makes for a great entertaining layout, with the heart of the plan at the kitchen, where an oversized quartz island overlooks the dining room and two spacious living rooms. (more…)

More and more homes in the Casa Linda Estates area have been torn down, with towering two-story houses filling lots where rambling stone ranches once stood. That’s happening all over Dallas’ close-in neighborhoods, some may note. However, it’s laudable to see a builder come in and expand a home in a way that adds a fresh face to it without taking over the large lots for which Casa Linda Estates is known. 
 
That’s what makes this gorgeous rebuild from Tivoli Construction our High Caliber Home of the Week presented by Lisa Peters of Caliber Home Loans. Taking an already great home with sturdy bones in a great neighborhood with a fabulous location and transforming it into a stylish, modern house fit for family life is no small task, said listing agent David Collier of David Griffin & Company Realtors.
 
Right from the spacious front deck, which wraps the front of this updated midcentury ranch at 1540 San Saba, you can tell that this rebuild is something completely different. Not only was the interior completely redesigned, but there are so many wonderful touches outside the home, cementing its status as a High Caliber Home. Spoiler alert: It’s priced under $1 million, too!

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Oak CliffWhen we asked Realtors last week to give us their cutest homes during our Thursday call for pitches, Bethanne Carter-Buffington with Colleen Frost, REALTORS told us about this adorable listing in Oak Cliff she said would make a perfect Tuesday Two Hundred.

“It’s a gorgeous Oak Cliff reno!” she said.

And she’s right. This 1924 cottage located at 2738 W. Brooklyn Ave. has been lovingly renovated, and is ready for a new family. How ready?

“The sellers are willing to leave it completely furnished,” she said.

So first-time homebuyers and downsizers, check this out (although we would also argue that at this price, it would make a great investment property as well) — a three-bedroom, two-bath home with 1,348 square feet of living space, all recently renovated and ready to go. (more…)

The AD EX — formerly the Dallas Center for Architecture — launched its new digs at Republic Center to go with its new name Dec. 8. (Photo: Craig D. Blackmon, FAIA)

There’s a new spot for your architecture and design fix in downtown Dallas from a source you’ll recognize. The AD EX — formerly the Dallas Center for Architecture and short for The Architecture and Design Exchange — had its official launch on Saturday, Dec. 8. The organization held the celebration with Downtown Dallas Inc. and the Better Block Foundation in its new digs located at Republic Center, which is near Thanks-Giving Square. Even with the new name and location, the Ad Ex will have the same great programming, including diverse exhibits, weekly free Lunch Learning Sessions, and guided architecture tours.

If you’re already intrigued, you can stop by between 9 a.m. and 6 p.m., Monday through Friday, with late and weekend hours of 8 p.m. Thursdays and 10 a.m. to 3 p.m. on Saturdays.

Photo: Craig D. Blackmon, FAIA

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Sunday may be a day of rest, but it seems that journalists, politicians, and Twitter never really rest, and that was borne out yesterday when Dallas city councilmember Jennifer Gates took to Twitter to air her feelings about a recent op-ed about Preston Center traffic woes that former Mayor and Preston Hollow resident Laura Miller wrote for the Dallas Morning News.

We were, of course, sitting up for this super straight. Because over at CandysDirt.com, we’ve been writing about Pink Wall/Preston Center shenanigans for years now, and our own Jon Anderson has been doggedly covering the issues Miller wrote about — to a different conclusion, natch — for years now as he covers PD-15. And before he picked up the baton, Candy was writing about it as well. Candy has also been transparent about owning property there, as does Miller (through her husband, Steve Wolens, who inherited an Athena unit) except she was not so transparent. And we were the first media outlet to report the terrible Preston Place condo fire in which a woman lost her life.

Miller wrote in the Dallas Morning News about the prospects for the Pink Wall and Preston Center (and that interchange), and then said this:

“On the other side of Preston Center, council member Jennifer Gates and Plan Commissioner Margot Murphy have been pushing for 18 months to up-zone the 12 acres in and around the Athena and Preston Tower so developers can demolish four low-rise condo complexes and replace them with rental-apartment towers as high as 25 stories. Hal Anderson, who designed and developed the iconic Pink Wall community 60 years ago — one of the last fully owner-occupied, tree-lined, condo communities in Dallas — would be heartbroken.”

And that was news to a lot of people, including Jon (more on that in a minute), who not only lives at The Athena but has been faithfully covering the meetings surrounding the issue for years, and, apparently, to Gates, who took to Twitter to insist she hadn’t taken a position, and in fact had been seeking neighborhood input

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