Mortgages
If you want to know why growth in Texas real estate markets is outpacing other states, look no further than our great state’s unemployment rate. Like a mushroom that sprouts overnight, Texas’s seasonally adjusted unemployment rate is 6.5 percent — an entire percentage point lower than the national average, according to the Real Estate Center…
Read MoreMortgage rates are rising, the Fed is going to ease out of bond purchases and choke back on the reins. What does this mean for our real estate market, specifically, home mortgage rates? I grabbed Guardian’s Marcus McCue fresh out of a meeting with the Mortgage Bankers Association. In fact, he wrote his response while in…
Read MoreThank goodness there are great companies that are focused on helping others. Take Guardian Mortgage for example. This incredible company is raising money to help with tornado recovery in Oklahoma. Moore, Okla., has been absolutely devastated by the F-5 tornado that ripped through the town on May 19. The Oklahoma City suburb is mourning the…
Read MoreChanges are coming to some of the key documents that homebuyers sign when they close on a mortgage loan. Government agencies are behind these changes, so it should come as no surprise that they’re late. The changes to the Good Faith Estimate, Truth-in- Lending Disclosure and HUD-1 Settlement Statement — required by the Dodd…
Read MoreSponsored guest post by Jeanne Smith, Guardian Mortgage Company We all know interest rates are at record lows, we are beaten with this news every time we turn on the news. I mean, great rates are just a click away, right? Wrong! If you are basing your idea of the “best” mortgage rate on the rates…
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