Mortgages
On Friday afternoon, just hours after swearing in, President Donald Trump suspended a Federal Housing Authority (FHA) mortgage premium rate cut issued by former President Barack Obama earlier in the month. The quarter-point cut would have taken effect on January 27. An FHA loan, with its low down payment and less stringent credit score requirements,…
HSH.com has been around since 1979 (yes, pre-internet) and acts as a mortgage research site with information and mortgage calculators (sorta like Bankrate.com). They recently published data on what salary it would take to afford a median-priced home in the top 27 metropolitan markets by population. You may recall, last September I published a piece…
And we shall be getting more Guardian Angels as Guardian Mortgage Company, the 51-year old Richardson-based residential mortgage loan origination company, spreads those angel wings to Austin, Phoenix and… Troy, Michigan. Dave Jansen will serve as branch manager at the newly minted Troy location, and a number of experienced loan officers (angels) will also join…
Anyone who’s ever been through the home buying process knows one thing: It can be a little daunting. There’s countless paperwork, hundreds of forms to fill out, and lots of back-and-forth between you, your real estate agent, your lender, your home inspector, and a dozen other pros you meet along the way. If you’re not…
As a real estate agent, your primary job is to help your buyers find the home they’re looking for, at a price they can afford. But the job doesn’t stop there, by any means. Agents are also responsible for helping clients through the entire buying process. From the initial search to scheduling tours and home…
