Mortgages
By Ryan Casey Stephens, FPQP®Special Contributor Just like that, the first week of August is here. As vacations wind down and thoughts of back-to-school creep into our minds, let’s look at the three things you need to know this week. Jackpot! People tend to spend record amounts of money in lotteries during difficult financial seasons,…
In the last few weeks, the world watched as Russia carried out its invasion of Ukraine. Among the fallout here at home, we’ve seen a rise in gas prices, increased inflation, and a shaken stock market. However, there are other areas affected that may not seem so surface level. One of the sectors already seeing…
In the last couple of years, a sweeping perception shift has impacted the way we think about modern currency, finance, and our global market economy. Mainly, investors are looking to cryptocurrency as a way to insulate their portfolios from inflation, regulation, and fatigued fiat dollars. Recently, real estate made its way into the equation, and…
The last two years brought many unexpected changes to Dallas-Fort Worth’s housing market. Spurred by the economic fallout from the COVID-19 pandemic, mortgage rates reached significant lows in 2021. But many wonder how long this will hold. With housing prices skyrocketing through last year, the – mortgage rate forecast for 2022 hinges on several factors.…
The Federal Housing Finance Agency (FHFA) announced a new conforming loan limit increase of $98,950 this week. This brings the limit up to $647,200 from $548,250 in 2021. It also opens avenues for many who might otherwise have a tough time in this hot housing market. What is a Conforming Loan Limit? A conforming loan…