Mortgages
By Ryan Casey Stephens, FPQP®Special Contributor Are you enjoying the pleasant mornings with temperatures in the 60s? You aren’t alone, and the cool air here is certainly a welcome change. I just returned from hiking and cycling in Colorado where fall’s arrival is apparent – lows in the 30s, rainy afternoons, and golden aspens on…
By Ryan Casey Stephens, FPQP®Special Contributor The events of the second half of last week left mortgage lenders nationwide in a state of shock. Experts were almost unanimous in the hope we’d see lower mortgage rates this week following another Fed rate hike, but we received quite the opposite. In the span of two days,…
By Ryan Casey Stephens, FPQP®Special Contributor History is full of moments when the right leader or decision turned the tide. Events like Gettysburg or the storming of the beaches of Normandy come to mind. Thousands of less notable moments have gone almost unnoticed through the ages, and I can’t shake the feeling we’re in one…
By Ryan Casey Stephens, FPQP®Special Contributor Over the weekend I had several conversations centered around the question of just how long we’re in for it. At this point, no one’s doubting the economy is in trouble. But will this be a quick right hook, like the COVID-19 recession in 2020, or will this be with…
Dallas could be making some headway toward its goal of providing mixed-income housing throughout the city thanks to a program from Bank of America. The program, which offers no down payment home loans for first-time homebuyers in Black and Hispanic neighborhoods, is one of the first of its kind. Such initiatives were identified in the…
