Mortgages

Three Things to Know: We Have So Many Questions

By CandysDirt.com Contributor / September 26, 2022 /

By Ryan Casey Stephens,  FPQP®Special Contributor The events of the second half of last week left mortgage lenders nationwide in a state of shock. Experts were almost unanimous in the hope we’d see lower mortgage rates this week following another Fed rate hike, but we received quite the opposite. In the span of two days,…

Three Things to Know: Danger Lurks Around Every Corner

By CandysDirt.com Contributor / September 19, 2022 /

By Ryan Casey Stephens,  FPQP®Special Contributor History is full of moments when the right leader or decision turned the tide. Events like Gettysburg or the storming of the beaches of Normandy come to mind. Thousands of less notable moments have gone almost unnoticed through the ages, and I can’t shake the feeling we’re in one…

Buckle Up: Three Things to Watch on The Long Road Back From a Downturn

By CandysDirt.com Contributor / September 12, 2022 /

By Ryan Casey Stephens,  FPQP®Special Contributor Over the weekend I had several conversations centered around the question of just how long we’re in for it. At this point, no one’s doubting the economy is in trouble. But will this be a quick right hook, like the COVID-19 recession in 2020, or will this be with…

Could Bank of America’s Zero-Down Mortgage Program Boost Homeownership in Dallas’ Historically Black And Hispanic Neighborhoods?

By April Towery / September 9, 2022 /

Dallas could be making some headway toward its goal of providing mixed-income housing throughout the city thanks to a program from Bank of America. The program, which offers no down payment home loans for first-time homebuyers in Black and Hispanic neighborhoods, is one of the first of its kind.  Such initiatives were identified in the…

Welcome to The Carnival With This Week’s Three Things to Know

By CandysDirt.com Contributor / September 6, 2022 /

By Ryan Casey Stephens,  FPQP®Special Contributor Did you enjoy that beautiful Labor Day weekend with such great weather? When I was a kid, September often brought a circus or carnival into my small East Texas town. Now that the weather has begun to turn I’m looking forward to the arrival of those fun fall events,…