Mortgages
By Ryan Casey Stephens, FPQP®Special Contributor The phrase ‘doubling down’ is a Blackjack term that means placing twice your bet on a promising hand. To inexperienced players, it might seem too risky, but experienced gamblers know that betting more when you’re beating the house can increase your odds of winning by as much as 15…
By Ryan Casey Stephens, FPQP®Special Contributor Fulfilling a promise made on the campaign trail, President Joe Biden announced his plan to cancel some student loan debt for qualifying borrowers today. According to the White House, those who make less than $125,000 a year ($250,000 for a married couple) can seek cancellation for $10,000 in debt,…
By Ryan Casey Stephens, FPQP®Special Contributor If you search the word ‘reality’ in a dictionary you’ll find it defined, as “the state of things as they actually exist.” Intuitively speaking, reality isn’t that simple, is it? It’s sometimes very difficult to distinguish fact from fiction. Here’s a series of questions that demonstrate what I mean:…
By Ryan Casey Stephens, FPQP®Special Contributor It’s mid-August in Texas — the time for beaches, splash pads, sprinklers, and sand castles. It’s time to squeeze in that last-minute vacation before school or drink by the swimming pool. It’s the season when tiny bare feet of children race to escape hot concrete and jump to splash…
By Ryan Casey Stephens, FPQP®Special Contributor There are ideas that can only be represented by one word — for example, parallel. Many phrases can describe the idea, but the word has no synonym. Here’s another: whiplash. No single word equally captures a quick snap back in motion. So, here’s my tribute to you, whiplash, the…
