Title Insurance
Recently released national closing cost data showed that in 2019 average closing costs remained flat despite an increase in home prices. The average closing costs in Texas was $3,744 with an average sales price of $274,163. The average closing costs in Texas was 1.75 percent of the sales price. That put Texas ranked 28th in the…
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By Lydia Blair Special Contributor When a person dies holding real estate in their name, the property doesn’t transfer to heaven. Some people think the situation can become quite the opposite. The process can be agonizing. The owner who has died obviously can’t sell their home after they’re dead. The property cannot be sold until…
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By Lydia Blair Special Contributor When you buy a home, don’t you get a guarantee of clear title? Well … no. Isn’t that why you buy a property through a title company and get title insurance? To get clear title? Not exactly. That’s not the phrase we like to use in the title business. Those…
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By Lydia Blair Special Contributor A hidden hazard on your property is not the kind of thing you’re going to stub your toe on. At least not the kind of hidden hazard that we’re talking about here. In the title business, a hidden hazard is an issue that is not uncovered in a traditional search…
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By Lydia Blair Special Contributor There are lots of kinds of insurance. There’s homeowner insurance, auto insurance, health insurance, life insurance, liability insurance … You can insure just about anything of value. “We focus mostly on property and casualty insurance,” says insurance agent Amanda Campbell of Smith Allen Insurance. But she and other insurance companies…
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