Title Insurance

Title Insurance: Safeguarding Your Home Investment

By Candy's Dirt / March 5, 2024 /

When it comes to purchasing a home, the excitement of finding the perfect property can often overshadow the importance of ensuring the title is clear and free of any disputes. Yet, overlooking this crucial step can lead to significant financial and legal ramifications. This is where title insurance steps in as a guardian of your…

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Title Tip: Pulling Back The Curtain to Understand Underwriting

By Lydia Blair / November 17, 2020 /

In the real estate world, we often reference underwriting requirements, underwriter approval, and underwriting review. Many buyers and sellers don’t understand what underwriting means or how much it affects their transactions. Let’s pull back the curtain for a peek at that mysterious thing we call underwriting.     Underwriting is a sophisticated decision making process that involves…

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Title Tip: Is Refinancing Worth it?

By Lydia Blair / November 3, 2020 /

The refinance market is booming with homeowners taking advantage of record low interest rates. However, millions of homeowners are passing on the opportunity to save money by refinancing their current home mortgage. Many of those mortgage holders are just not sure if refinancing is worth it. The Pros And Cons Refinancing is replacing a current…

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Title Tip: Title Theft Protection, Insurance, or Monitoring

By Lydia Blair / June 30, 2020 /

You may have seen the ads or heard the buzz about companies offering title monitoring services or “title theft protection.” Are they legitimate or just a scam? Is there any real value in these services? First, let me clarify that “title coverage” offered by some of these unregulated companies is not title insurance. They do…

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Title Tip: 2019 Data Shows How Texas Ranks on Closing Costs

By Lydia Blair / April 7, 2020 /

Recently released national closing cost data showed that in 2019 average closing costs remained flat despite an increase in home prices. The average closing costs in Texas was $3,744 with an average sales price of $274,163. The average closing costs in Texas was 1.75 percent of the sales price. That put Texas ranked 28th in the…

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