Lydia Blair (formerly Lydia Player) was a successful Realtor for 10 years before jumping to the title side of the business in 2015. Prior to selling real estate, she bought, remodeled and sold homes (before house flipping was an expression). She’s been through the real estate closing process countless times as either a buyer, a seller, a Realtor, and an Escrow Officer. As an Escrow Officer for Allegiance Title at Preston Center, she likes solving problems and cutting through red tape. The most fun part of her job is handing people keys or a check.
In the real estate world, we often reference underwriting requirements, underwriter approval, and underwriting review. Many buyers and sellers don’t understand what underwriting means or how much it affects their transactions. Let’s pull back the curtain for a peek at that mysterious thing we call underwriting. Underwriting is a sophisticated decision making process that involves […]Read More
The refinance market is booming with homeowners taking advantage of record low interest rates. However, millions of homeowners are passing on the opportunity to save money by refinancing their current home mortgage. Many of those mortgage holders are just not sure if refinancing is worth it. The Pros And Cons Refinancing is replacing a current […]Read More
“We’re in escrow!” Those wonderful words can be exciting and confusing even for well-informed consumers. Plenty of folks do not fully grasp what escrow means and what purpose it serves. Once a buyer and seller have signed a mutually acceptable purchase agreement, the buyer deposits earnest money in an escrow account at the title company […]Read More
Proposed changes to the Texas residential real estate contracts will soon be adopted and now is the last chance to voice your opinion on them. One of those proposed changes will affect the way buyers may deliver an option fee to a seller. Let’s take a look at the details and how it might affect […]Read More
Property tax bills should start arriving in our mailboxes in the next week or so. October 1 is when tax bills are supposed to go out to property owners. However, they are sometimes delayed a few days or even weeks. Whether you get your property tax bill in the mail or not, the taxes are […]Read More
One might think that a home in the city of Dallas would naturally also be located in Dallas County. And one would wrong. Your home may be located in Dallas and likewise in Collin, Dallas, Denton or Rockwall County. For many people in Dallas-Fort Worth, their next-door neighbor could be in a different county. The […]Read More