Title Business

Title Tip: Texas Title Insurance Rates Are Dropping

By Joanna England / August 20, 2019 /

Lower rates are coming to a title company near you! That’s big news in the real estate title business. Title insurance, like the housing market, doesn’t follow the laws of gravity. What goes up doesn’t always come down. “This is a historic time for Texas title insurance,” Paul McNutt Vice President and General Counsel of…

Title Tip: An Introduction to Seller Concessions

By Lydia Blair / August 13, 2019 /

Step right up. Get your hot dogs, peanuts. Oh, wait. Wrong kind of concessions. Get your mind out of the amusement park and back to real estate. Real estate concessions aren’t offered up in a cone or on a stick. These kinds of concessions are allowances offered by a seller to a buyer of a…

Title Tip: Say Cheese! You Bought a House!

By Lydia Blair / August 6, 2019 /

It’s closing day. Say cheese! All those photos of smiling faces on closing day offer proof that most folks are delighted to be closing on a home. Either they’re getting the keys to their new property or they’re getting a check for the sale. Before the popularity of social media, most people mailed out moving…

Title Tip: Texas Homesteads And Judgment Liens

By Lydia Blair / July 30, 2019 /

It’s Homestead, Sweet Homestead in the State of Texas. Our Texas constitution can help prevent Texans from becoming homeless if they are in a financial bind. Texas homestead protection laws guard your homestead against foreclosure by judgment creditors such as credit card holders, bill collectors, or winning parties in lawsuits. This special protection from creditors…

Title Tip: What Do You Do When a Seller Changes Their Mind?

By Lydia Blair / July 23, 2019 /

Imagine finding the perfect home. After weeks, maybe months, of searching, it’s just what you’ve been seeking. You get it under contract and have it inspected. After jumping through all the hoops for the mortgage, hiring movers, packing, and more, you’re ready to close. Then the seller decides they don’t want to sell it to…