Mortgages

Fed Moves and Grooves: What Does This Mean for Mortgage Rates????

By Candy Evans / June 20, 2013 /

Mortgage rates are rising, the Fed is going to ease out of bond purchases and choke back on the reins. What does this mean for our real estate market, specifically, home mortgage rates? I grabbed Guardian’s Marcus McCue fresh out of a meeting with the Mortgage Bankers Association. In fact, he wrote his response while in…

In Wake of Deadly Tornadoes, Guardian Mortgage Raises Money For Red Cross Disaster Relief

By Joanna England / June 4, 2013 /

Thank goodness there are great companies that are focused on helping others. Take Guardian Mortgage for example. This incredible company is raising money to help with tornado recovery in Oklahoma. Moore, Okla., has been absolutely devastated by the F-5 tornado that ripped through the town on May 19. The Oklahoma City suburb is mourning the…

Expert Advice: Ready For Fewer Closing Documents? Marcus McCue Says Changes might make it a reality

By Joanna England / October 30, 2012 /

  Changes are coming to some of the key documents that homebuyers sign when they close on a mortgage loan. Government agencies are behind these changes, so it should come as no surprise that they’re late. The changes to the Good Faith Estimate, Truth-in- Lending Disclosure and HUD-1 Settlement Statement — required by the Dodd…

Mirror Mirror on the Wall: How To Snag the Very Best Mortgage Rate of Them All

By Candy Evans / May 8, 2012 /

Sponsored guest post by Jeanne Smith, Guardian Mortgage Company We all know interest rates are at record lows, we are beaten with this news every time we turn on the news. I mean, great rates are just a click away, right? Wrong! If you are basing your idea of the “best” mortgage rate on the rates…

Everything’s Bigger In Texas: Hair, Homes and Now CLOSING COSTS????? Thanks, Of Course, To Washington, D.C.

By Candy Evans / February 1, 2012 /

According to Bankrate.com’s recently announced 2011 Closing Costs Survey, Texas once again has the second-highest closing costs in the country, behind of all places, New York – ouch! While the nationwide average is $4,070 (up nearly 9% from last year), Texans pay $4,944 on average. This is the fifth year in a row we’ve had…