Insurance

Private Flood Insurance Providers Keep Closings Afloat During Government Shutdown

By Charles Grand / November 11, 2025 /

The longest government shutdown in U.S. history might soon be winding down, and while a lot of attention has rightfully been focused on lapses in SNAP benefits and air traffic control staffing, a real estate dimension has been quietly flying under the radar: flood insurance. Several decades ago, the private market wasn’t offering much in…

What Does the Federal Shutdown Mean for Real Estate?

By Charles Grand / October 4, 2025 /

The latest federal shutdown started at midnight on October 1, setting up an open-ended game of chicken between Republicans and Democrats on Capitol Hill. Reports currently suggest this shutdown won’t be super brief (some previous shutdowns stretched only hours to a few days). The last one dragged on for more than a month. Political calculations…

Texans Spend More on Homeowners Insurance Than Almost Every Other State

By Joanna England / April 11, 2024 /

When Texas tops a list, it’s usually something we want to be proud of. However, recent data from NerdWallet shows that Texas is runner-up to Oklahoma for the most expensive homeowners insurance policies in the United States. NerdWallet analyzed pricing data from more than 100 insurance companies and discovered that on average, Texans pay a…

While Insurers Drop Wildfire-Prone Regions, Here’s How Regular Home And Yard Maintenance Can Protect You

By April Towery / May 30, 2022 /

Wildfire risk is often dismissed in Texas as something that residents of rural areas of California have to worry about, but that’s just not the case.  Notice the experts don’t say “forest fires” anymore. That’s because these rapidly-spreading blazes are happening in the wildland/urban interface — your neighborhoods.  More than 11,000 acres of Texas land…

How The Pandemic Hiked Home Insurance Rates

By Daniel Lalley / February 28, 2022 /

The COVID-19 pandemic affected our economy in many ways. From labor shortages to large-scale shutdowns, almost every sector of our society felt the impacts of this unprecedented era. In the real estate market, we’ve seen both a surge in demand and a hike in home values due to increased work-from-home routines. Of course, there are…