Lydia Blair

Lydia Blair was a successful Realtor before jumping to the title side of the business in 2015.

Title Tip: Say Cheese! You Bought a House!

By Lydia Blair / August 6, 2019 /

It’s closing day. Say cheese! All those photos of smiling faces on closing day offer proof that most folks are delighted to be closing on a home. Either they’re getting the keys to their new property or they’re getting a check for the sale. Before the popularity of social media, most people mailed out moving…

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Title Tip: Texas Homesteads And Judgment Liens

By Lydia Blair / July 30, 2019 /

It’s Homestead, Sweet Homestead in the State of Texas. Our Texas constitution can help prevent Texans from becoming homeless if they are in a financial bind. Texas homestead protection laws guard your homestead against foreclosure by judgment creditors such as credit card holders, bill collectors, or winning parties in lawsuits. This special protection from creditors…

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Title Tip: What Do You Do When a Seller Changes Their Mind?

By Lydia Blair / July 23, 2019 /

Imagine finding the perfect home. After weeks, maybe months, of searching, it’s just what you’ve been seeking. You get it under contract and have it inspected. After jumping through all the hoops for the mortgage, hiring movers, packing, and more, you’re ready to close. Then the seller decides they don’t want to sell it to…

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Title Tip: The Option Fee and Proof of Delivery

By Lydia Blair / July 16, 2019 /

The standard Texas residential real estate contract contains several options for buyers to terminate their contract for various reasons. While sellers may not like it, it makes sense that the person bringing the money has the most options. The most popular option is the paragraph that requires the buyer to deliver an option fee for…

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Title Tip: Earnest Money Delivery and Delays

By Lydia Blair / July 2, 2019 /

When someone is buying a house, there is a deadline in which to deliver their earnest money to the title company. And they’d better not miss it. We don’t care if it’s too hot outside, they overslept, or the dog ate their homework. A deadline is a deadline. A buyer has three days to deposit…

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