Lydia Blair

Lydia Blair was a successful Realtor before jumping to the title side of the business in 2015.

Selling Your Home Before May 15? Here’s Why You Should Still Protest Your Property Taxes

By Lydia Blair / April 20, 2022 /

Why would a seller protest an increase in their property taxes when their home is under contract or expected to sell soon? Because it could help them as much as it helps their buyer. Who Pays Property Tax? Property taxes are typically prorated at closing between the buyer and seller. The amount is based on…

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Title Tip: How to Find Important HOA Information

By Lydia Blair / March 29, 2022 /

When a property is changing hands and it is part of a mandatory property owner’s association, there are typically fees paid to the association linked with the transfer of the property. Until now, it was a challenge to find out those exact fees until the property was already under contract. That often created a surprise…

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Title Tip: Waiving The Appraisal Contingency

By Lydia Blair / March 15, 2022 /

An appraisal contingency and the results from waiving that contingency are often misunderstood. A lot of buyers and sellers gloss over the appraisal requirement in their contract to their detriment. If a buyer is getting a mortgage loan to purchase a property, the contract likely contains a condition that their lender must approve an appraisal…

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Title Tip: The State of The Title Industry 2022

By Lydia Blair / February 15, 2022 /

Let’s start by pointing out that the real estate market is like the weather. It is very localized. It changes like the seasons. And it can often be unpredictable. Stormy skies today may be sunny tomorrow. And just because it is raining in Houston doesn’t mean it is the same in Austin. The year 2021…

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Title Tip: Do You Need An Attorney For Your Real Estate Transaction?

By Lydia Blair / February 1, 2022 /
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Do you need an attorney for buying real estate in Texas? This is a question frequently asked by out-of-state folks purchasing a property in the Lone Star State.  It can be a tricky question to answer. No title agent wants to advise someone to forgo consulting an attorney if they want one. In this litigious…

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