Daniel Lalley

Daniel Lalley is a freelance writer for CandysDirt.com.

After The Recent Cryptocurrency Crash, Should You Use it to Buy a Home?

By Daniel Lalley / December 8, 2021 /

The cryptocurrency boom of the last several years carries implications across a myriad of market areas. From the trading floor to tax law, this unique asset class gives many investors an array of options. And as the acceptance rate opens new avenues, some look to cash in while using cryptocurrency for home purchases. However, for…

Housing Market Could Get Hotter as The Conforming Loan Limit Jumps 18 Percent This Week

By Daniel Lalley / December 3, 2021 /

The Federal Housing Finance Agency (FHFA) announced a new conforming loan limit increase of $98,950 this week. This brings the limit up to $647,200 from $548,250 in 2021. It also opens avenues for many who might otherwise have a tough time in this hot housing market. What is a Conforming Loan Limit? A conforming loan…

Should You Use Your 401(k) Retirement Savings For Down Payment Assistance?

By Daniel Lalley / December 3, 2021 /

The surge of first-time homebuyers is growing at an incredible pace. Spurred by latent economic effects of our recent COVID climate, many have been drawn to the market by a perfect combo of cash stimulus and limited opportunities to spend. While many restaurants, bars, and entertainment venues have been out of commission, home offices have…