Daniel Lalley

Daniel Lalley is a freelance writer for CandysDirt.com.

Housing Market Could Get Hotter as The Conforming Loan Limit Jumps 18 Percent This Week

By Daniel Lalley / December 3, 2021 /

The Federal Housing Finance Agency (FHFA) announced a new conforming loan limit increase of $98,950 this week. This brings the limit up to $647,200 from $548,250 in 2021. It also opens avenues for many who might otherwise have a tough time in this hot housing market. What is a Conforming Loan Limit? A conforming loan…

Should You Use Your 401(k) Retirement Savings For Down Payment Assistance?

By Daniel Lalley / December 3, 2021 /

The surge of first-time homebuyers is growing at an incredible pace. Spurred by latent economic effects of our recent COVID climate, many have been drawn to the market by a perfect combo of cash stimulus and limited opportunities to spend. While many restaurants, bars, and entertainment venues have been out of commission, home offices have…