Title Tip
By Lydia Blair Special Contributor At closing, some items, like real estate taxes, are divided up between the buyers and sellers so that each party pays their share of the expenses. This is called proration. The amount each party pays is based on the number of days in the year (or month) that they own…
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By Lydia Blair Special Contributor When you review contracts every day, spotting mistakes can become routine. The number one mistake that most escrow officers see on real estate contracts involves blank spaces. To be clear – contracts should always be filled in completely. There should be nothing left blank. I’m referring to the standard Texas…
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Moving is exciting. And exhausting. There is a whole lot to do. Packing and unpacking, emptying and reloading cabinets and drawer. You may even be painting and remodeling. Every day, I meet people who are immersed in the moving process as they are signing closing documents. They usually have their heads and hands full of…
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By Lydia Blair Special Contributor Remember privacy? It’s what most Americans enjoyed a few decades ago. Today, it’s elusive and rare. It’s simple for any of us to find just about anyone with a few clicks on a keyboard. In an effort to reduce the solicitations for carpet cleaning, bogus tax filing services, mortgage insurance…
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By Lydia Blair Special Contributor When you buy a home, don’t you get a guarantee of clear title? Well … no. Isn’t that why you buy a property through a title company and get title insurance? To get clear title? Not exactly. That’s not the phrase we like to use in the title business. Those…
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