Three Things to Know
By Ryan Casey Stephens, FPQP®Special Contributor In the spooky spirit of the month, October’s been rough thus far. Interest rates are up from the end of September and our 401(k)s are flat or down. In the shifting shadows around the candles and the jack-o-lanterns, the real estate and mortgage landscapes also seem to be taking…
By Ryan Casey Stephens, FPQP®Special Contributor This month I suffered a sinus infection, which seems to be a staple of fall for many. Interestingly, I knew it was coming. I could feel the signs of its onset prior to experiencing the full symptoms. The real estate and mortgage industries are in similar positions – feeling…
By Ryan Casey Stephens, FPQP®Special Contributor Are you enjoying the pleasant mornings with temperatures in the 60s? You aren’t alone, and the cool air here is certainly a welcome change. I just returned from hiking and cycling in Colorado where fall’s arrival is apparent – lows in the 30s, rainy afternoons, and golden aspens on…
By Ryan Casey Stephens, FPQP®Special Contributor The events of the second half of last week left mortgage lenders nationwide in a state of shock. Experts were almost unanimous in the hope we’d see lower mortgage rates this week following another Fed rate hike, but we received quite the opposite. In the span of two days,…
By Ryan Casey Stephens, FPQP®Special Contributor History is full of moments when the right leader or decision turned the tide. Events like Gettysburg or the storming of the beaches of Normandy come to mind. Thousands of less notable moments have gone almost unnoticed through the ages, and I can’t shake the feeling we’re in one…