Three Things to Know
By Ryan Casey Stephens, FPQP®Special Contributor Welcome to another week, one that is already a mixed bag of good and bad. On the one hand, the average 30-year fixed rate just hit its highest level since the 2008 financial crisis, and at a time when we expected rates to drop. At the same time, inflation…
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By Ryan Casey Stephens, FPQP®Special Contributor Happy birthday, America! Two hundred and forty-seven years ago this week, our founding fathers took a major step in the war against the crown when they ratified the Declaration of Independence. They set in motion a long, complex history that led to each of us living here today. The…
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By Ryan Casey Stephens, FPQP®Special Contributor Mortgage rates drifted slightly higher again last week as mortgage bonds’ slow ebb and flow continued. The market in June has been incredibly stagnant, with only three days that forced loan officers to consider locking their pipelines. Over the weekend another major world event unfolded and many asked, “What…
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By Ryan Casey Stephens, FPQP®Special Contributor The sweltering days of summer that North Texas has become infamous for have arrived, and they’re here to stay! Have you noticed that above 98 degrees, every summer day here feels identical to the one before? When I think about this season, I think of one hot day after…
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By Ryan Casey Stephens, FPQP®Special Contributor Our weekly piece is back after a short hiatus, and the timing couldn’t be better. Markets have lost their minds and inflation, the Fed, and mortgage rates seem upside down. As rough as things seem, the consensus remains that improvement is coming. Markets also have a way of turning…
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