Jonathan Miller

Racing a Ferrari in the Fog

By CandysDirt.com Contributor / November 3, 2025 /

By Jonathan MillerSpecial Contributor Takeways Data blackouts like the one caused by the performative federal government shutdown will “slow down” the time it takes the Fed to cut rates. Fed Chair Powell clearly made that point [last week], noting that a December rate cut was no longer a sure thing. Right now, that cut has a 65% chance, down from near-certainty…

A Less Than Basic 6-7 Primer On AI For Residential Real Estate, LOL

By CandysDirt.com Contributor / October 27, 2025 /

By Jonathan MillerSpecial Contributor I’m laying out some basics here and not recapping what AI is being used for in residential real estate. As someone who liked to live on the bleeding edge of technology, I always had to get the first iteration of something new, like the first iPhone on the day it was first…

Homework: What’s Going On With Mortgage Rates?

By CandysDirt.com Contributor / September 14, 2025 /

By Jonathan MillerSpecial Contributor Mortgage rates have been sliding, thanks to the newly realized economic damage of the US tariff policy via the very weak jobs market. It’s been a short while since I spoke about the US efforts to promote a tariff policy that lacks even a basic understanding of what a tariff is, a tax on the US consumer. The US…

Multifamily Living Has Gone To The Dogs (And Cats)

By CandysDirt.com Contributor / July 14, 2025 /

By Jonathan MillerSpecial Contributor Coming out of the pandemic and the isolation it created, pets went from companion status to family members. One in five families acquired a pet during the pandemic, and now 63% of families own a pet. For those uninitiated with Manhattan co-op boards, some boards actually have a 50-pound weight limit on…

The Plural Of Anecdotal Is Not Data – The Tariff Tantrum Impact Creates Housing Chaos

By CandysDirt.com Contributor / May 4, 2025 /

By Jonathan MillerSpecial Contributor There are lots of stories coming out of the brokerage community about properties being de-listed or deals blowing up attributable to the Tariff Tantrums the world is currently enduring. I’ve been talking at length about the uncertainty that tariffs burden consumers within the decision-making process, especially when no underlying strategy or…