mortgageIt’s not unusual to see GoFundMe or other crowdfunding efforts for someone who, facing a catastrophic health crisis, can’t afford to pay their rent or mortgage. But until now, those incidents remained anecdotal.

But a study released this year by Emily A. Gallagher, Radhakrishnan Gopalan, and Michal Grinstein-Weis, professors and researchers at the University of Colorado-Boulder’s Leeds School of Business, Washington University’s Olin Business School and Washington University’s George Warren Brown School of Social Work (Grinstein-Wise is also the Associate Dean for Policy Initiatives at Washington University), respectively, reveals that data clearly indicates a relationship between having health insurance and being able to make your rent or mortgage payment.

But the data doesn’t just tell the story of people with catastrophic illnesses, but also the cascading issues that can occur from just being sick and missing work a few days, when an insured person might be able to see a doctor for more immediate relief.

“When people think of health insurance, they often think of its effect on health. They may even they go a step further and think about its effects on a person’s medical expenses and their medical debt,” the three explained in a synopsis of the study. “Our study says that health insurance has significant downstream benefits to a person’s finances that show up in their home payments.”

“These indirect benefits may not be so salient to health policymakers, but they are extremely important to the overall financial stability of the person,” they continued. “On top of this, they carry broader economic implications.” (more…)

take command health

To immediately get started finding your plan, click HERE or continue reading.

 

Been putting off the headache of finding health insurance for 2017? Who can blame you when there is a party every night, trees to be decorated and cards to be written and mailed. But the deadline is looming: Dec. 15 is the last day for open enrollment for plans that begin Jan. 1, 2017.

ICK!

So how can you find a health insurance plan without confusion and frustration that makes you grab a Xanax? Dallas-based startup Take Command Health offers Realtors a simple but effective way to find and enroll in a health plan.

“Trying to find the right health plan that fits your needs can be very difficult, time consuming, and frustrating for anyone not covered by a group insurance plan,” said Todd Peoples, Partner at Take Command Health.

Take Command Health is an innovative health insurance platform, similar to TurboTax, but exclusively for health insurance. Using big data and plain language, they help Realtors navigate the insurance market and find the right health plan.

“Realtors will find more plans on our site than Healthcare.gov or the TREC site because we focus on putting all your options forward, not just the ones that pay large commissions,” Peoples said. “Instead of just presenting all of the plans and saying, ‘Good luck finding the best plan for you,’ we actually guide our users through a custom survey process that includes a few questions about their doctors, prescriptions, and conditions they have. The end result is a customized health plan that truly fits their lives.”

And pocketbook!

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