Lydia Blair

Lydia Blair was a successful Realtor before jumping to the title side of the business in 2015.

Title Tip: If You Think Closing is Getting More Expensive, You’re Not Wrong

By Lydia Blair / March 23, 2021 /

Recently released national closing cost data showed that in 2020 closing costs increased for both purchases and refinance transactions. Average closing costs for a single-family home increased by almost 6 percent while the average home sales prices increased by almost 10 percent. The closing cost data, announced by ClosingCorp, calculated the cost of title insurance,…

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Title Tip: Do You Have Any Idea About Your ID?

By Lydia Blair / March 9, 2021 /

Have you heard the one about the good ole boy who was asked if he had any ID? His response: About what? When signing documents to transfer real estate in Texas, all signers are required to present an acceptable form (or forms) of identification. While that might seem like a simple request, it can become…

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Title Tip: Does Your HOA Have a Right of First Refusal Clause?

By Lydia Blair / February 22, 2021 /

How would you like to be first in line to purchase a property that someone else has negotiated to buy? What if you could review any offers on the property and decide if you want to buy it at the same price? If you’re a Homeowners Association with a Right of First Refusal, you can…

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Title Tip: Why Do Closing Documents Need to be Signed in Blue Ink?

By Lydia Blair / February 9, 2021 /

With the COVID-19 pandemic in full swing, plenty of folks prefer to use their own pen when signing closing documents. We understand their reasons since we are also avoiding the germs of strangers. Or maybe they just want to use their ‘lucky pen’. I can usually allow signers to use their own pen — as long…

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Be Smart About Transferring Smart Home Devices After a Sale

By Lydia Blair / January 26, 2021 /

Hundreds of properties sell every day in North Texas. Many of them come with smart devices that help our homes operate smoothly and make our lives easier. But there is a disturbing issue that may lurk in the shadows of these sales. Who is controlling and accessing the smart devices when the homeownership transfers?  Smart…

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