Historic Bank Building in Cumby Makes for Great Getaway Out of the City

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bank, Cumby, Texas, getaway

While living in Dallas has many, many advantages, there are times when we all yearn for a little less hustle and bustle and gravitate to the calming atmosphere of a small town.

If that sounds like something you would be interested in then let me sweeten the pot for you: less hustle and bustle and a small piece of Texas history to call your own. To reach that sweet spot, you just need to drive 66 miles east of Dallas to Cumby. It’s a straight shot on I-30. If you reach Sulphur Springs, you’ve gone too far.

bank, Cumby, Texas, getaway
201 W Main St. in Cumby

Located on Main Street, the more than 100-year-old Cumby State Bank building is on the market and it is a perfect mix of modern living and the quaint finishes that are hard to come by these days.

Take, for instance, architectural details like the tin-pressed ceilings throughout most of the home.

bank, Cumby, Texas, getaway
bank, Cumby, Texas, getaway

In keeping with the historic charm of the old building, the home has plenty of exposed brick and hardwood flooring.

bank, Cumby, Texas, getaway
bank, Cumby, Texas, getaway

There are still other unique architectural features that remain to remind you of the building’s original purpose.

bank, Cumby, Texas, getaway

The entry was restored to keep the oversized 8-foot tall, wood double doors. Once you step through them you will be standing on a shiny floor tiled with U.S. pennies.

bank, Cumby, Texas, getaway

The penny-tiled flooring continues in the half bath located just outside the living room.

bank, Cumby, Texas, getaway

Probably one of the most wonderful details in the renovation of this bank building is the repurposing of an actual 1930s bank vault door for the half bath. The room was redone to allow for the vault door to be used as a slider.

According to a 2017 story published by Front Porch News, the paper of record in Hopkins County where Cumby is located, the people responsible for the old bank’s renovation were Kris Ruiz and Kyle Robinson of Robinson Bennett Construction. Ruiz specifically was looking for a historic building to rehabilitate.

Texas Historical Commission. [Old Cumby State Bank], photograph, August 27, 1975

“I have a passion for history, particularly the artifacts and architecture we leave behind. This led me through many towns where, all too often, I found beautiful old buildings in disrepair,” Ruiz told the newspaper at the time. “It was disturbing to know many of these structures were well on their way to disappearing. Once the building is gone, its story and the part it played in the community are also quickly forgotten.”

Priced at just under $265,000, this charming piece of Texas history is an ideal escape from the big city and may just be what the doctor ordered.

You can check out more photos of the Cumby State Bank conversion here.

If you would like your neighborhood spotlighted or have events of interest happening in your area please contact me at [email protected]. I’d love to learn and write about your neighborhood.

4 Comments

  1. Cynthia Denton on April 1, 2025 at 12:43 pm

    Is this a one bedroom? Is there a tub in bath and how many bathrooms total?

  2. Kim on April 2, 2025 at 10:14 am

    I just love that you’ve saved this beautiful piece of history! My grandparents grew up in and around Cumby, and my cousins and I spent a lot of time walking that town as kids .. I bet half the cemetery there are my family! My grandmother is nearly 100 years old now and I still drive her out there to put flowers out for everyone. Thank you for caring about preserving these beautiful old buildings in such a useful and creative way!

  3. scott toliver on March 6, 2026 at 8:48 am

    I lived there before it was restored. A beautiful building with lots of history!

    • Mimi Perez on March 6, 2026 at 9:23 am

      They did a very nice job on the renovation. It is a nice building. Thank you for the read.

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