How does Bob Johnson (AKA BobMortgage) decide whether it’s time to carefully float or lock in interest rates for his clients? This past week’s stock market slide and brief rally provide an excellent example. The stock market, heavily influenced by the affects of President Donald Trump’s tariffs and the recent increase in interest rates by the Federal Reserve, took a nosedive last week. The brief reprieve on Friday, though, and how it plays into the bond market, added another variable.

So, should you lock or float? As the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk, Bob Johnson can easily explain how he arrives at his lock or float position, as well as why his clients choose Wallick & Volk to get them funded with tight turn-around times. Find out more in this week’s Mortgage Report:

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As our most-trusted mortgage expert told us in last week’s Mortgage Report, there was news on the way that could definitely influence the bond market. Those indicators were the PCE, one of the Fed’s favorite measures of inflation, and of course Fed chairman Jerome Powell’s comments. 

As expected, the bond market had a bit of a run up, says Bob Johnson (AKA BobMortgage), the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk. What does that mean for you? Find out in this week’s episode — the 75th! — of the Mortgage Report with BobMortgage.

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It’s fall, and it finally feels like we’re getting closer to #sweaterweather. As Bob Johnson (AKA BobMortgage) points out, school is in full swing, pumpkin spice lattes are in every coffee shop, and it’s football season, too! But do you know what it’s also time for? According to Bob, the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk, it’s time to buy a house!

Don’t believe him? In today’s BobMortgage Zone broadcast, our most-trusted mortgage expert gives you four reasons why fall is a great time to buy a home:

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It’s a big week for market watchers, says Bob Johnson (AKA BobMortgage), senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk, in the 74th episode of the Mortgage Report.

According to our most-trusted mortgage expert, it’s take-it-to-the-bank certain that the Federal Reserve will raise the Fed Funds rate this week. However, don’t freak out, says BobMortgage, as he walks you through the cause and effect of what happens when the Fed raises rates and how it affects mortgages. Learn more now so you can educate your clients on how this news will affect them:

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Last week, stocks rallied on news of a trade deal between the United States and Canada, which put pressure on bonds, says Bob Johnson (AKA BobMortgage) in this week’s Mortgage Report. Instagram followers got that up-to-the-minute news on Wednesday, where our most-trusted mortgage expert converted his “float” position to “lock.” 

In this week’s 71st episode of the Mortgage Report, BobMortgage, the senior mortgage adviser of the nation’s oldest private lender, Wallick & Volk, keys us into just what market dynamics are at play and how to interpret the fluctuations in the stock and bond markets. 

Keep your finger on the pulse of the market by following BobMortgage on Instagram. For a more detailed breakdown of all the myriad forces that impact mortgages, tune into this week’s Mortgage Report:

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According to a recent report from Zillow, a significant number of markets across the nation are seeing price reductions across all ranges. Is that a sign of depreciation? What can buyers and sellers expect when it comes to the bidding process?

In this weeks BobMortgage Zone episode, Bob Johnson (AKA BobMortgage) tells us what these lower listing prices and “corrections” are — and especially what they aren’t. Get the pulse of the real estate market with Bob Johnson, senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk.

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It’s the 70th episode of the Mortgage Report! This week, Bob Johnson (AKA BobMortgage) reports on some big news and rumblings in the market, specifically related to yield curves. What’s a yield curve? How does a yield curve indicate the overall health of the market? Our most-trusted mortgage expert and the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk, explains. 

Additonally, Bob breaks down news from US Fed chair Jerome Powell’s speech from Jackson Hole, Wyoming, last week along with news on home sales and jobless claims and how all of this combined shapes his lock or float position. Educating buyers on how mortgages work is what BobMortgage does best, and you won’t want to miss this week’s report. Want to keep track of our constantly changing market? Be sure to follow BobMortgage on Instagram, too!

And now for the 70th episode of the Mortgage Report with BobMortgage:

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In the “real world” the typical time it takes to close and fund a home loan can be 30 days, says Bob Johnson (AKA BobMortgage) in his latest brodcast. However, as he notes, it does’t have to take that long. In this week’s BobMortgage Zone episode, we hear from the team on what it means to “go slow to go fast” and how they can help clients win bids by cutting closing time in half.

Find out more about what makes the BobMortgage team at the nation’s oldest private lender, Wallick & Volk, so successful now!

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