Mortgages
After an adverse sale, whether a short sale or a foreclosure, the idea of owning a home again feels far off and challenging. But if you’re ready to wade back into the waters of homeownership after bankruptcy or another life event, Bob Johnson (AKA BobMortgage) has some sage advice for you. And there’s no better…
As Bob Johnson (AKA BobMortgage) notes, buying a home is often the biggest financial transaction most people make in their lifetimes. It can be rife with stressful situations and pitfalls, but it doesn’t have to be that way. How do you manage all of the moving parts and make the most of your experience? By…
With mortgage rates at historic lows, many people might be tempted to buy a home before they’re financially ready. In order to determine where homeowners have the most unsustainable mortgage debts in the country, WalletHub recently released the 2017 Home Overleverage Report. Their analysts compared the median mortgage debt to the median income and median home…
On Friday afternoon, just hours after swearing in, President Donald Trump suspended a Federal Housing Authority (FHA) mortgage premium rate cut issued by former President Barack Obama earlier in the month. The quarter-point cut would have taken effect on January 27. An FHA loan, with its low down payment and less stringent credit score requirements,…
Cheryl Brown started at Guardian Mortgage Company in 1982 as a loan processor in the original Grand Blanc, Mich., office. Thirty four years later, Brown is the senior vice president, head of operations at the company. What a wonderful success story, one that also tells us just how dedicated Guardian Mortgage employees are to the…
