Mortgage Rates

Kelly Perkins: Are Fed Rate Cuts Really the Homebuying Game-Changer You Expect?

By CandysDirt.com Contributor / October 1, 2025 /

With 33 years in the financial industry, Novēm Wealth’s Kelly Perkins has seen the booms and busts of the Dallas-Fort Worth real estate market and beyond. As co-founder and partner at the Dallas-based firm, she is a qualified advisor, industry leader, and sought-after public speaker — and she’s brought her expertise to CandysDirt.com for a…

Mortgage Rates in Texas Are Falling Slower Than Almost Every Other State

By Charles Grand / September 30, 2025 /

Despite all the talk about how high mortgage rates have been, they’ve actually been creeping down this year. That being said, borrowers in some states enjoyed steeper decreases than others. Unfortunately for prospective homebuyers in Texas, the Lone Star State came in near the bottom of the barrel. A recent WalletHub ranking of mortgage rate…

The Fed’s Rate Cut Is Welcome, But Is It Enough To Reinvigorate the Housing Market?

By Charles Grand / September 18, 2025 /

The Federal Reserve lowered the benchmark interest rate for the first time in nine months on Wednesday, offering a glimmer of hope to homebuyers and industry professionals who have been waiting on the central bank to make things easier on borrowers. Federal Open Market Committee (FOMC) members voted 11-1 to implement a quarter basis point…

Homework: What’s Going On With Mortgage Rates?

By CandysDirt.com Contributor / September 14, 2025 /

By Jonathan MillerSpecial Contributor Mortgage rates have been sliding, thanks to the newly realized economic damage of the US tariff policy via the very weak jobs market. It’s been a short while since I spoke about the US efforts to promote a tariff policy that lacks even a basic understanding of what a tariff is, a tax on the US consumer. The US…

Richardson-Based Lender Gets Creative With First-Time Homebuyers Program

By Charles Grand / August 29, 2025 /

Between high interest rates and dizzying listing prices, the housing market’s been tough for first-time homebuyers to break into. Now, while the Federal Reserve might be coming to the rescue over the course of the next year or so, some lenders are getting creative with specialized products geared toward folks with limited liquidity. Before diving…