By Lydia Blair
Special Contributor

After the paperwork has been signed and you’ve been handed the keys, there are plenty more expenses involved in moving into your new home — packing supplies, connecting utilities, hiring movers, new appliances or furnishings, etc. However, there are certain costs after buying a home that new homeowners should not incur despite a barrage of letters telling them differently.

(more…)

By Lydia Blair
Special Contributor

We Texans cherish our homestead rights more than anyone. And we’ve got the state constitution to prove it.

Cue the old west music and picture Ma with a baby on her hip and Pa with his rifle at the door of their simple home. That must be what the Texas founding fathers had in mind when they enacted our state’s constitution and property code to help protect our citizens.

(more…)

CandysDirt.com presents a new feature on everything you’ve ever wanted to know about the title business (and then some): deeds, the closing process, and the title company business. Why, when you buy a home in Texas, do you have to close at a title company? Can you close elsewhere? Can you shop around for title policy rates?  Who chooses the title company and why? How is the home closing business changing with the times? And what, ye gads, would happen if the title company did not pay off your mortgage as promised?  Our inquiring real estate minds have always wanted to know this stuff, so we reached out to former Realtor turned title company expert Lydia Player Blair, who will be reporting on the title business for us exclusively.

And it’s not nearly as scary as it sounds. Take it away, Lydia: (more…)