Inflation
By Ryan Casey Stephens, FPQP®Special Contributor At the time of this writing, mortgage bonds and interest rates are nearing their second-worst levels since February and there’s a lot of room to the downside. We’ve generally enjoyed rates dropping each week since the first week of March, which spurred a burst of activity in our local…
By Ryan Casey Stephens, FPQP®Special Contributor As you drove your car today, how much time did you spend glancing at your rearview mirror? Did you know that driving experts suggest looking up at your rearview mirror every 5 to 8 seconds? That means on an average 30-minute drive, you might look behind you as many…
By Ryan Casey Stephens, FPQP®Special Contributor Mortgage interest rates will trend in an upward or downward direction this year, but it will not be a straight line. It’s normal to expect stretches of higher and lower rates, regardless of the overall trend line. Experts believe we might be entering another slump where slightly higher interest…
By Ryan Casey Stephens, FPQP®Special Contributor I love spring weather, but likely not for the reasons that first come to mind. Bluebonnets and warm afternoons are great, don’t get me wrong, but it’s a mighty thunderstorm I love most. This time of year they result from cold air from the northwest clashing with warm air,…
By Ryan Casey Stephens, FPQP®Special Contributor I loved reading “Choose Your Adventure” books when I was a child. At the end of key sections, the book would prompt you to make a decision for the main character. You’d skip to the page noted by your decision (for example: If you choose to save the princess,…
