Do you know if your child has a credit history? I’ll admit, even with all my work busting scams and investigating consumer complaints, I had never really taken the time to check.

But that’s changing — and many parents we talked to said they’ve either frozen or locked their child’s credit or are considering it, and some have even taken the steps to freeze their own to safeguard their hard-earned credit rating from would-be identity thieves and fraudsters.

After all, what happens now when your child is six or seven might not be uncovered until a decade later, when he or she tries to rent her first apartment, buy a car, or apply for a job. In fact, in 2017, more than a million children were victims of identity theft – and two-thirds of them were younger than age 8, a recent study found. (more…)