Dodd Frank

The Mortgage Report: Mortgage Bonds Show Market Momentum

By Joanna England / July 24, 2017 / 0 Comments

Mortgage bonds broke through the resistance level and continued to close above the highs from the previous days. The gamble to float last week paid off, but this is a new week with a busy economic calendar. Should you lock or float? Bob Johnson (AKA BobMortgage) shares his opinion in today’s Mortgage Report. You may know him as Bob […]

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The Mortgage Report: Trump’s Order Reining in Dodd-Frank Could Make Home Lending Easier

By Joanna England / February 6, 2017 / 0 Comments

Just this past week, President Donald Trump issued an executive order that loosened lending restrictions instituted by Dodd-Frank. How will this, combined with the Fed’s recent uptick in interest rates, affect mortgages? Bob Johnson (AKA BobMortgage) shares his opinion in today’s Mortgage Report. You may know him as Bob Johnson, the senior mortgage advisor at Wallick & Volk, […]

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What Will Donald Trump Do as President? Step One: Dismantle Dodd-Frank

By Candy Evans / November 10, 2016 / 0 Comments

We know that president-elect Donald Trump, as a businessman, probably detests regulations as much as any other business owner. While protective, some go too far and tack on extra costs to consumers. You really need a balance — enough law to protect the consumer and punish morons who prey upon the unsuspecting, but not enough […]

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Mortgage Choice Act Would Ease Mortgage Qualifications as Foreclosures Jump

By Jon Anderson / May 1, 2015 / 2 Comments

By Jon Anderson Columnist No, I didn’t dig this out of my 2008 file drawer. According to RealtyTrac, March 2015 saw an 11 percent jump in foreclosures across the U.S. compared to February. That translates into 152,147 homes rocketing down the chute to foreclosure and the loss of people’s homes in the first quarter of […]

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Our New Mortgage Alphabet Soup: Dodd-Frank Brings New Terms and Regulations, And Guardian Mortgage Can Help You Navigate Them

By Joanna England / June 21, 2013 / 0 Comments

The real estate landscape is constantly changing, thanks to a regulatory environment that is learning from its past. After the housing bubble burst, fueled by the sub-prime lending market crash, lawmakers were in a frenzy to control the damage. The question is, though, with regulatory belt-tightening, will there be unintended consequences? How can this actually […]

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How Washington, D.C. and the Banking Industry is Killing the Housing Market, Part II: Dodd Frank Gone Rogue

By Candy Evans / September 19, 2011 / 2 Comments

I hate Dodd-Frank. It’s a good idea gone rogue. And if you value the ability of qualified people to buy real estate without having to place 20% to 50% as a down payment, you should hate it, too. Dodd-Frank is like nuking an entire apartment complex to get rid of bedbugs in one small 300 square foot […]

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