Buying a home

Title Tip: Should You Duke it Out Over Earnest Money?

By CandysDirt.com Contributor / November 13, 2018 /

By Lydia Blair Special Contributor Business conflicts always seem to revolve around money. It’s no surprise that some of the worst disputes we see at title companies are over earnest money: Who wants it. Who is entitled to it. Who thinks they’re entitled to it. Etcetera. It can get uglier than avocado appliances and shag carpet.…

Suzanne Felber: Why I Might Buy My Next Home on Amazon

By Lifestylist® Suzanne Felber / October 19, 2018 /

Just when you think you have your life under control, things change. After attending the Les Dames d’Escoffier International Conference in Seattle last week, this Lifestylist® realized that lifestyles and trends are changing faster than I thought. Being in the city where Amazon morphed from a dream to a company that has changed the way…

BobMortgage Zone: It’s Fall, Our Favorite Season!

By Joanna England / September 27, 2018 /

It’s fall, and it finally feels like we’re getting closer to #sweaterweather. As Bob Johnson (AKA BobMortgage) points out, school is in full swing, pumpkin spice lattes are in every coffee shop, and it’s football season, too! But do you know what it’s also time for? According to Bob, the senior mortgage adviser at the…

What is a Debt-to-Income Ratio and How Does it Affect Your Mortgage?

By Joanna England / August 16, 2018 /

There’s a lot of mystery wrapped up in how you get pre-approved for a mortgage. Part of that lies in the debt-to-income ratio, which is part of the alchemy mortgage companies use to see how much you can borrow for your home. But how do they calculate it, and what’s behind the numbers? In this week’s…

BobMortgage Zone: What Credit Score Do You Need to Buy a Home?

By Joanna England / August 9, 2018 /

Credit scores are these mythical rankings that, depending on where your credit score lands, can make or break your ability to get a home loan. Right?  Well, yes and no, as our most-trusted mortgage adviser explains in the latest episode of BobMortgage Zone. Are you putting off purchasing a home until your credit score improves?…