Title Business

Title Tip: What You Can And Cannot Take With You When You Go

By Lydia Blair / August 25, 2020 /

There is often confusion about what a seller can and cannot take from a house when they sell it. Things can get unpleasant and disputes can erupt when all parties are not clear. Let’s shed a little light on what goes and what stays when a home sells in Texas. What conveys? Paragraph 2B of…

Title Tip: Are There Deed Restrictions On My Property?

By Lydia Blair / August 11, 2020 /

Pick a residential property in the Metroplex. Anywhere in the Dallas-Fort Worth area. I’ll bet you a dozen face masks that the property has deed restrictions. Residential deed restrictions are written agreements that limit or restrict the use of a property. They are private agreements and are tied to the land regardless of the owner…

Title Tip: What Are Non-Allowable Fees on Government-Backed Loans?

By Lydia Blair / July 28, 2020 /

A reader writes: “I have an offer on my house and the buyer is getting a VA loan. Because of this type of loan, my agent says I will have to pay some of the buyer’s closing costs and I’ll make less on my sale. My agent doesn’t know how much those closing costs are…

Title Tip: What Does Your Closing And The Coronavirus Have in Common?

By Lydia Blair / July 14, 2020 /

What do the novel coronavirus and real estate closings have in common? Hopefully not that much. But now that I think about it, there are some dynamics that both a pandemic and a real estate transaction share. Regardless of how much or you plan or what precautions you take, unpleasant things can happen. Just like…

Title Tip: Title Theft Protection, Insurance, or Monitoring

By Lydia Blair / June 30, 2020 /

You may have seen the ads or heard the buzz about companies offering title monitoring services or “title theft protection.” Are they legitimate or just a scam? Is there any real value in these services? First, let me clarify that “title coverage” offered by some of these unregulated companies is not title insurance. They do…