By Lydia Blair
Special Contributor

There are lots of kinds of insurance. There’s homeowner insurance, auto insurance, health insurance, life insurance, liability insurance … You can insure just about anything of value.

“We focus mostly on property and casualty insurance,” says insurance agent Amanda Campbell of Smith Allen Insurance. But she and other insurance companies offer all kinds of insurance. “You can insurance your pet for loss, accidents, medical bills, and more.”

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By Lydia Blair
Special Contributor

The title industry competes for real estate dollars just like mortgage companies, real estate brokers, and insurance agencies. Competition to be the chosen one is just as fierce and the stakes are just as high.

Changes that rippled through the industry in 2015, when the Consumer Financial Protection Bureau (CFPB) went into effect, also addressed the regulation about who has the right to choose the title company in a real estate transaction. This rule has actually been around for a while, but is now being regulated and enforced. Which means fines are also assessed to the rule breakers.

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