There was a lot of downward trending for the stock market last week, but overall, that’s positive for the bond market and interest rates, says Bob Johnson (AKA Bob Mortgage) the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk

Our most-trusted mortgage adviser explains that, as people react to the plummeting stock market trends and fear-inducing rhetoric from the Federal Reserve, they look for a safe haven for that money. Hence, the overarching growth in relatively safe bond market investments. Plus, less-than-stellar economic reports in the housing industry have made for some negative reactions, too. So, how does that influence whether you should lock or float? Find out today in the Mortgage Report:

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As Bob Johnson (AKA BobMortgage) notes in the 78th episode of The Mortgage Report, our market is at a very exceptional place right now. According to the minutes released by the Federal Reserve, another interest rate hike is on its way in December. And as our most-trusted mortgage expert told us in last week’s episode of the BobMortgage Zone, consumer spending — and consumer debt — are both at high points. 

So, what does all of this mean? And what should you do if you’re looking to secure a home loan in this volatile market? Find out from the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk, in today’s Mortgage Report:

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How does Bob Johnson (AKA BobMortgage) decide whether it’s time to carefully float or lock in interest rates for his clients? This past week’s stock market slide and brief rally provide an excellent example. The stock market, heavily influenced by the affects of President Donald Trump’s tariffs and the recent increase in interest rates by the Federal Reserve, took a nosedive last week. The brief reprieve on Friday, though, and how it plays into the bond market, added another variable.

So, should you lock or float? As the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk, Bob Johnson can easily explain how he arrives at his lock or float position, as well as why his clients choose Wallick & Volk to get them funded with tight turn-around times. Find out more in this week’s Mortgage Report:

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When was the last time you actually learned about how to save money when buying a home on Instagram? If you’re following BobMortgage, then you’re getting up-to-the-latest information that can help you get the best interest rate possible on your home loan. As Bob Johnson (AKA BobMortgage) explains to CandysDirt.com readers in his latest Mortgage Report, the stock market rallied on news of trade talks between the United States and China, though the bond market is a different story.

We love that Bob takes the time to educate home buyers on how the market affects interest rates — something you’d expect from the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk. So, should you lock or float? Find out that and more in this week’s Mortgage Report:

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Low inflation, a lower-than-expected increase in jobs, and some less-than-stellar bond market performance has upset the apple cart a bit. We consulted our most-trusted mortgage expert to find out how the quickly changing market dynamics will affect our readers. In this week’s Mortgage Report, Bob Johnson, (AKA BobMortgage) offers the kind of market insight that will change the way you look at mortgage rates from now on. 

The senior mortgage adviser at the nation’s oldest lender, Wallick & Volk, keeps us in the loop when the market makes moves. And now, our readers can benefit from his knowledge and expertise on a daily basis on his Instagram, so give him a follow

Of course, considering the state of the bond market, everyone’s wondering: Should you lock or float? Find out now!

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In this week’s Mortgage Report, our most-trusted mortgage expert outlines the market’s current conditions, including a lagging bond market that is in a sideways trading range. Plus, more people are in the market to buy homes, and inventory isn’t increasing to match demand. 

What does that mean for homebuyers? Find out from someone with more than 20 years of experience who has helped thousands of people finance the homes of their dreams — Bob Johnson (AKA BobMortgage), senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk.

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In this week’s Mortgage Report, our most-trusted mortgage expert gives you a peek behind the curtain — how exactly can you determine when it’s an auspicious time to lock in a mortgage rate. Bob Johnson (AKA BobMortgage) gives us a primer on how to read those often confusing economic charts, specifically the 100-day and 25-day moving averages. 

So, should you lock or float? There’s only one expert we trust to tell us like it is, Bob Johnson, senior mortgage adviser with the nation’s oldest private lender, Wallick & Volk. Find out more about the mechanics of economics in the mortgage industry from the expert himself right now!

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News last week was a little mixed, but now that New York Fed chair William Dudley has retired, the impact of his departure is being felt throughout the market. However, a new report from the Mortgage Bankers Association shows good news for our strong market — home purchase applications are posting gains. 

With a quickly changing market and so many variables at play, consult our most-trusted mortgage expert — Bob Johnson (AKA BobMortgage) the senior mortgage adviser at the nation’s oldest private lender, Wallick & Volk. Should you lock or float? Find out today in the Mortgage Report!

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