Homeownership

Minorities, Young People Hardest Hit by Recession, Showing Lowest Levels of Homeownership Today

By Leah Shafer / August 24, 2016 /

The economic recession of 2007-2009 affected most Americans in depressingly real and tangible ways. Two groups of Americans are disproportionately affected, still, by the downturn. A new study by Apartment List shows that the economic downturn had the greatest impact on homeownership among minorities and young Americans aged 18-45, particularly those in the 35-44 age range. Analysts at Apartment List,…

Hidden Costs of Homeownership Can Add Up to Almost $10,000 Per Year

By Leah Shafer / August 18, 2015 /

At CandysDirt, we love real estate and we love homeownership! But with a house comes expenses beyond the mortgage and insurance. For the unprepared buyer, these can be a rude surprise. And nobody likes those. We’ve seen it before: First-time homebuyers focusing solely on the list price of a house when deciding how much they can…

Guardian Angels: With Military Backgrounds, The Pros at Guardian Direct Know Service

By Joanna England / May 22, 2015 /

  With Memorial Day coming up on Monday, we wanted to take time to recognize some of the mortgage professionals at Guardian Mortgage that have served our nation. What you may not realize is that the values instilled by military service translate easily to mortgage lending. Integrity, service, and respect are characteristics instilled in all…