Lydia Blair

Title Tip: Are There Deed Restrictions On My Property?

By Lydia Blair / August 11, 2020 /

Pick a residential property in the Metroplex. Anywhere in the Dallas-Fort Worth area. I’ll bet you a dozen face masks that the property has deed restrictions. Residential deed restrictions are written agreements that limit or restrict the use of a property. They are private agreements and are tied to the land regardless of the owner…

Title Tip: What Are Non-Allowable Fees on Government-Backed Loans?

By Lydia Blair / July 28, 2020 /

A reader writes: “I have an offer on my house and the buyer is getting a VA loan. Because of this type of loan, my agent says I will have to pay some of the buyer’s closing costs and I’ll make less on my sale. My agent doesn’t know how much those closing costs are…

Title Tip: Title Theft Protection, Insurance, or Monitoring

By Lydia Blair / June 30, 2020 /

You may have seen the ads or heard the buzz about companies offering title monitoring services or “title theft protection.” Are they legitimate or just a scam? Is there any real value in these services? First, let me clarify that “title coverage” offered by some of these unregulated companies is not title insurance. They do…

Title Tip: Who is Responsible For Fixing an HOA Violation, The Buyer or The Seller?

By Lydia Blair / June 16, 2020 /

A recent home buyer posed a question about an HOA violation concerning their new home. It seems the fence installed by the previous homeowner a couple of years ago doesn’t conform to the HOA rules. Now the HOA is requiring the new owner to bring the fence into compliance with the HOA regulations. Who is…

Realtor Commission Splits: Who Gets How Much?

By Lydia Blair / June 2, 2020 /

Today we’re going to discuss a rather delicate topic. Forget the stories about Realtors walking in on naked people, feuding households, or crazy neighbors. The most taboo topic in the real estate industry is commissions and how they are split. Many agents might be surprised at how the general public thinks they get paid. Based…