equityOne of the pieces of good news about rising home values in Dallas is that homeowners could cash out as much as $132 billion (yes, with a “B”) in equity, analysis from lending marketplace Credible.com revealed.

The company’s analysts found that Dallas ranks first in Texas and 10th in the nation for total tappable equity — more than real estate hot spots like Miami, Denver, or Phoenix, thanks to median home values that are up 67 percent from their lowest point in 2012.

For comparison’s sake, Houston clocked in at $96 billion, Austin at $48 billion, and San Antonio was $24 billion.

What is “tappable equity?” Basically, it’s the amount of cash you can pull out of your home while keeping at least a 20 percent ownership stake in the home. Equity, in its simplest terms, is the difference of what your home is valued at compared to what you owe. (more…)


Some people ask us why we think Guardian Mortgage is such a great company. There are lots of reasons, but it’s hard to articulate them when you haven’t worked as closely with the entire staff as Brian McCary has. It actually took leaving for another company for McCary to see what makes Guardian so great, and it was a pleasure to hear it from the horse’s mouth, so to speak.

This month’s Guardian Angel started his career in the mortgage industry at Guardian only to leave the company and then return. It’s that varied experience and Guardian’s company culture that shows why this mortgage business is able to attract top talent all over the Dallas-Fort Worth region and beyond.

Read on for more about Brian McCary, a family man and dedicated mortgage professional at Guardian Mortgage.