Federal Reserve

Three Things to Know About How Headlines Shape Mortgage Interest Rates

By CandysDirt.com Contributor / July 11, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor Welcome to another week, one that is already a mixed bag of good and bad. On the one hand, the average 30-year fixed rate just hit its highest level since the 2008 financial crisis, and at a time when we expected rates to drop. At the same time, inflation…

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It’s Gonna be May: Three Things to Know About Whether Good News is Coming This Month

By CandysDirt.com Contributor / May 1, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor Famous NSYNC member, Justin Timberlake, once sang, “It’s gonna be May.” Well, he didn’t sing that exact lyric, but I love a good internet meme. And while that song line might not be real, there’s a good chance that it’s gonna be May: the month that might finally bring…

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Three Things to Know About How Federal Reserve Rate Hikes And The Fight Against Inflation Are Affecting Real Estate

By CandysDirt.com Contributor / April 18, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor At the time of this writing, mortgage bonds and interest rates are nearing their second-worst levels since February and there’s a lot of room to the downside. We’ve generally enjoyed rates dropping each week since the first week of March, which spurred a burst of activity in our local…

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Three Things to Know About How The Fed Faces The Future With a Rearview Mirror

By CandysDirt.com Contributor / April 11, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor As you drove your car today, how much time did you spend glancing at your rearview mirror? Did you know that driving experts suggest looking up at your rearview mirror every 5 to 8 seconds? That means on an average 30-minute drive, you might look behind you as many…

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Three Things to Know About Weathering The Storms Battering Our Housing Market

By CandysDirt.com Contributor / March 27, 2023 /

By Ryan Casey Stephens,  FPQP®Special Contributor I love spring weather, but likely not for the reasons that first come to mind. Bluebonnets and warm afternoons are great, don’t get me wrong, but it’s a mighty thunderstorm I love most. This time of year they result from cold air from the northwest clashing with warm air,…

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