The Key Team: Julie Haymann and Lauren Savariego

The Key Team: Julie Haymann and Lauren Savariego

When it’s done right, business can be personal. Very personal.

Just ask Julie Haymann and Lauren Savariego. As young mothers determined to succeed at balanced home and professional lives, the Virginia Cook Realtors formed The Key Team to share the responsibilities of growing real estate careers. What started with a chance meeting over a decade ago has grown into a dynamic business partnership and a dedicated friendship. It’s a partnership that Julie and Lauren describe as more of a sisterhood.

“It didn’t start off this way,” Julie said. “But over the course of the past 10 years of working together, our relationship is more like sisters. We work out together, we socialize together and we work together.  We probably call each other like 15 times a day.”

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mortgage

On Friday afternoon, just hours after swearing in, President Donald Trump suspended a Federal Housing Authority (FHA) mortgage premium rate cut issued by former President Barack Obama earlier in the month. The quarter-point cut would have taken effect on January 27.

An FHA loan, with its low down payment and less stringent credit score requirements, offers first-time and low-income homebuyers the opportunity to get a foot in the proverbial door. Aimed at countering rising interest rates following the November elections, the Obama administration’s mortgage insurance premium (MIP) cut would have made it possible for a greater number of buyers to be eligible for credit based on their debt-to-income ratios. For even more buyers, it may have made a monthly mortgage payment more affordable.

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5332 Miller Front

For the most part, I’m not a “big house” person. Small, compact, well-planned homes are more my jam. Still, part of me loves the idea of versatile, wide-open floor plans with plenty of room to spread out. Often times, though, homes that start to cross into the realm of 4,000 square feet feel sterile in all of their open space. However, in the case of this listing from Dallas City Center Realtors David and Sharon Cox at 5332 Miller Ave. in Vickery Place, the spaces are expansive, yet still warm and inviting. And with four bedrooms, four full and one half baths, and 4,189 square feet replete with oodles of storage, you’ll find tons of opportunities to stow clutter and fill these rooms with laughter, not junk. The Cox team has this home on the market for $827,000.

Jump to see inside this lovely country traditional in one of the hottest neighborhoods in Dallas.

5332 Miller Front Porch

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Chantilly Court by Greico Homes

Chantilly Court by Greico Modern Homes

It’s been a newsworthy summer for Greico Modern Homes. Their homes are featured in Dwell Magazine this month, and they are finalists in multiple categories of the Dallas Home Builder Association ARC Awards. But the awards that Tom Greico is the most proud of are the ones that he was awarded as a student of W.T. White High School.

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S. Edgefield HCHOTW

If you’ve been ogling over those cute tiny homes that are popping up everywhere, but you’re not sure if a life on wheels or in the boonies for you, this listing from David Griffin & Company Realtor Bart Thrasher shows that you can live itty bitty in the city.

Bart, who lives in Winnetka Heights with his wife, Karen, and son, Henry, knows a thing or two about good construction. Bart is a contractor and Karen is an incredibly talented architect, and with all that know-how between them they founded Thrasherworks, a boutique architecture and design firm based right in North Oak Cliff. And in Bart’s opinion, this property is perfect for those who believe in the gospel of minimalism and the zen of tidying up.

No wonder this unique Craftsman in Winnetka Heights is our High Caliber Home of the Week sponsored by Lisa Peters at Caliber Home Loans. While this listing is in contingency (the buyers are waiting to sell their current home), it doesn’t hurt to be prepared should it go back on the market. Call Lisa Peters at Caliber Home Loans today to get your pre-approval in line so you can put your highest and best offer in on this tiny home should you get a second chance!

342 S. Edgefield Front Porch

The front porch of 342 S. Edgefield has a hidden secret …

Jump to see the brilliant open floor plan and excellent storage inside this adorable Winnetka Heights Craftsman cottage!

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647 Bizerte Avenue Back Fountain

If you need more proof about why Oak Cliff is poised to be the next scorching hot area in Dallas real estate, I present this midcentury split-level in Wynnewood. This is such a great opportunity for someone who wants to customize a home to their taste with minimal effort involved. It doesn’t hurt that this listing from David Griffin & Company agent Paul Kirkpatrick sits right on a pond with a beautiful fountain. For a lot and view like this in the Park Cities or Preston Hollow, you’d end up paying closer to $800,000 and upwards, and that’s just for the lot. 

But here in Wynnewood, you can score 647 Bizerte Avenue for the bargain price of $485,000. Even more incredible is that this home is priced at almost $10,000 below the DCAD appraisal of $494,230.

647 Bizerte Avenue Front

I expect that Kirkpatrick will get quite a few offers on this week’s High Caliber Home of the Week, sponsored by Lisa Peters of Caliber Home Loans. If one of those offers is yours or your clients, contact Lisa Peters today to make sure that you can sail through pre-approval to put in your highest and best offer. From start to close, Lisa Peters at Caliber Home Loans provides an unequaled level of service and support!

Jump to see what else this 1958 split level has to offer!

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Crystal Gonzalez High Caliber Agent

If you’ve ever driven down West Davis Street toward the Bishop Arts District, you already know Crystal Gonzalez’s face. This North Oak Cliff Realtor takes great pride in representing some of the most beautiful and sought-after neighborhoods and enclaves in the area.

She’s driven, dynamic, and service-focused, earning her a near-permanent spot on “best of” lists — reason enough to call her this week’s High Caliber Agent sponsored by Lisa Peters at Caliber Home Loans. While we are always impressed with this West Texas-born gal, we wanted to find out more about her approach to building the kinds of relationships in this business that mean long-term success. This week, get to know this David Griffin & Company Realtor a little better after the jump!

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3756 Armstrong Avenue

3756 Armstrong Avenue

We all know that anything under $1 million is flying off the MLS faster than a Cabbage Patch Kid in the 1980s. In the $1 million-plus market, homes are still flying off the shelves like Cabbage Patch Kids … in 2016.

Sure they’re still selling, but no one is getting trampled. This sentiment was echoed recently at the National Association of Real Estate Editor’s conference by journalists nationwide.

To me this means that if you’ve got the means to buy in the luxury market, there are some bargains to bag. Here are two.

3756 Armstrong Avenue

I toured this home recently with listing agent Ben Jones from Briggs Freeman Sotheby’s. This is a large home with a long and swanky past.  Designed and built in 1954 by O’Neil Ford, one of Texas’ most influential 20th century architects, this home is just cool … and a bit frightening.

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